If you were ever a Boy Scout as a kid, you know how important it is to be prepared. Prepared for what? For anything that life throws at you. It’s true when you’re camping in the woods, and even more true when you’re running a business.
We really hope that your business is never affected by an earthquake , tornado, freak meteor from the sky or other natural disaster. But these things do happen, and an ounce of preparation before the unexpected can make picking up the pieces much easier.
· Back up your data early and often at an offsite location. An external hard drive won’t help you if it is damaged or destroyed in a storm. Consider offsite data storage or storage in the cloud.
· Make a comprehensive list of all of your equipment, furniture, and fixtures. It’s much easier to file your claim with a full list of your property. Pictures are even better!
· Have a disaster preparedness plan. Do your employees know what to do and where to go in case of an emergency? What if you have customers in house when disaster strikes? Click here for more information on creating a plan, and make sure to store it both on and offsite.
It’s estimated that 40 percent of businesses never reopen after a natural disaster. With a little planning and some help from an Erie property insurance policy, you’ll be back on your feet before you know it. Call us to talk about how you can protect your business.
All insurance products are subject to terms, conditions and exclusions not described here; we can answer any questions you may have.