There is no way around it — apartment hunting can be stressful. And the cost of rent can be quite expensive — even outpacing average U.S. salary increases. According to the National Association of Realtors, the cost of rent rose an average of 15 percent while renters’ income only rose 11 percent from 2009 to 2014. However with some planning and negotiating,… Continue reading When’s the Best Time of Year to Sign a Lease?
When it comes to filing taxes, there are plenty of reasons to file early instead of waiting until the last minute. The two most obvious are to get your refund back sooner, if you are receiving one, and to avoid long lines in the early-April post office rush. One of the most compelling and more… Continue reading Preventing Tax Fraud and Identity Theft
In the early years of your adult life, debt can add up quickly. From paying back student loans to buying a car to purchasing a home, expenses may add up to more than you have in your checking or savings account. For this reason, some people turn to credit cards. Credit card debt is a… Continue reading Prioritizing Debt and Saving Money
Many people believe that insuring old cars costs less than insuring new cars. However, that’s not always the case. Newer vehicles with safety features like back-up cameras and automatic braking do a better job of preventing accidents. However, it typically costs more to repair and replace a car with the latest safety features. Does insuring… Continue reading What’s Cheaper: Insuring Old or New Cars?
If you have an insurance policy, you’ve likely heard of premiums, deductibles and limits. But do you know what each of these terms means? Each of these concepts helps determine both how much you’ll pay for your insurance (homeowners, auto, boat or life, for instance) — as well as how much you may receive after… Continue reading Insurance Premiums, Limits, and Deductibles Explained
The new year is quickly approaching, so now is the time to start thinking about how you can commit yourself to becoming more financially fit. If you are considering making some New Year’s resolutions to better your money management, it can be overwhelming to know where to start. Here are some tried and true financial… Continue reading Financial Goals for the New Year
When it comes to filing taxes, there are plenty of reasons to file early instead of waiting until the last minute. The two most obvious are to get your refund back sooner, if you are receiving one, and to avoid long lines in the early-April post office rush. One of the most compelling and more… Continue reading Why You Should File Your Taxes Early
Thinking about doing some weekend car shopping? Make sure to call your car insurance agent before you head to the dealership, so you have all the information you need before you buy a vehicle. You won’t be able to drive that new car off the dealer’s lot until you can prove it’s covered by your… Continue reading Buying a New Car? Make Sure it’s Covered!
Taking your car in for service can be an intimidating experience. Modern cars are expensive to maintain and most of them require special tools and equipment to repair. With all that being said, almost everyone has a horror story when taking their car in to get serviced. You can empower yourself with the knowledge and… Continue reading 6 Questions to Ask Your Mechanic
My childhood kitchen was filled with appliances that had been there longer than most people have been alive. I’ll never forget my parents’ dryer: It was often duct taped shut to squeeze just a few more months (which turned into years) out of it. Sound familiar? While you may not duct tape your appliances, chances… Continue reading When to Replace Appliances